Free Calculator

Find out what your settlement is actually worth today.

Accessing funds earlier can change how their value is calculated. See the real number, instantly, for free.

Structured Settlement Calculator

Get a free estimate of your lump-sum payout in under 60 seconds

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No obligation Free estimate 100% confidential

Enter your details and a specialist will contact you with your free estimate — no obligation.

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A settlement specialist will be in touch shortly with your personalized offer.

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Call Now: (877) 269-1339

No obligation · Free estimate · 100% confidential

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The numbers don't lie

Don’t let a buyer tell you what your settlement is worth. Now you know.

Ready to turn it into cash?

Why MySettlement

We’re here to help you access your funds

We work for you, not buyers

We connect you with competitive offers, so you negotiate from strength, not guesswork.

Competitive offers, always

Multiple buyers compete for your settlement. You get to pick the best one.

Court process? We've got it

Court approval is required by law. We manage every step so you don't have to.

Zero hidden fees

What you see is what you get. No surprises when it's time to sign.

Real specialists, not bots

A dedicated person handles your case from first call to funded.

Fast, clear timeline

We tell you exactly what happens next, and when — from day one.

Common questions

Things people ask before they calculate

Does this work for annuities and lottery payments too?

Yes. Any stream of future payments can be valued, structured settlements, annuities, and lottery winnings all use the same present-value logic.

How accurate is the estimate?

The calculator uses a commonly applied industry estimate based on timing, risk, and payment structure. Your actual offer may vary slightly, but this gives you a reliable ballpark before you ever speak to anyone.

Do I have to sell once I calculate?

Absolutely not. The calculator is free with zero obligation. Many people use it just to understand their options before deciding anything.

Is court approval really required?

In most states, yes. It’s a legal safeguard for you. We handle the entire court process, it doesn’t slow things down as much as people fear.

You’ve seen the estimate. Explore options today

Submit your details and get a real offer, usually within 24 hours.

What Clients Say About Us

Customer satisfaction speaks louder than anything we can say

Excellent and very helpful

Lorenzo G.

Nichole was amazing from start to finish. Had everything signed and done in a timely manner. Expressed my urgency to her and she was on it. Great company that is compassionate, professional and very ethical.

Anthony T.

Nichole is the best.🙏🏼

Great customer service they responded to text messages in a timely manner and just overall did their job and doing everything they could make this happen as fast as possible thanks guys

Jesse R.

Nicole was absolutely amazing, she was so helpful, & made sure to keep me very well updated through the entire process, she went above and beyond to help me when I really needed it most I cant thank her or the rest of the team enough

Rhoda C.

Disclaimer: Estimated values reflect early access to funds and will typically be lower than the total of future payments.