Pre Settlement Funding for Texas New Jersey FLORIDA Pennsylvania You

Learn how lawsuit funding works and get cash before your case settles. We’ll walk you through the process, state-specific options, and help you apply in just minutes. Most clients recieve funds within 24 hours.

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How Does Pre Settlement Impact My Case?

Every agreement with My Settlement is transparent and includes specific declarations to ensure your rights and responsibilities are clearly defined:
The amount of your settlement proceeds paid back by your attorney at the end of your case depends on the amount of time between when the funding was issued and when the case resolves. Our agreements outline this clearly from the beginning. They include repayment scenarios, capped returns, and timelines so that everything is understood upfront. You will never be left guessing.

How Pre Settlement Funding Works, Step by Step

01

Apply Online

You submit your case type, attorney info, and contact details using our quick form.

02

We Contact Your Attorney

Our team reaches out to confirm basic details of your case and ensure cooperation from your lawyer.

03

We Make an Offer

Once we verify eligibility, we offer you a cash advance and send a purchase agreement to you and your attorney for review and signature.

04

Receive Funds in 24–48 Hours

Once the agreement is signed, we send the funds directly to your bank account. Fast, secure, and with no strings attached if your case is unsuccessful.

Start Your Application Today

It’s fast, secure, and risk-free. Let us help you access the funds you need.

For Attorneys

We respect your attorney-client relationship. Our team coordinates case details smoothly, avoids delays, and never interferes with legal strategy. Repayment only applies if your client wins.

How Does Pre Settlement Funding Work?

Pre-settlement funding is not a loan, it’s a non-recourse purchase of a portion of your future legal settlement payout. That means My Settlement agrees to buy an interest in your potential case proceeds, and we provide you with an immediate cash advance in return.
Once your funding agreement is signed, we pay you the agreed amount upfront. When your case resolves, either through trial or settlement, your attorney will direct a portion of your proceeds back to My Settlement based on the terms of the agreement. If you don’t win your case, you owe us nothing.
Pre-settlement funding stands apart from traditional loans because repayment is entirely dependent on the outcome of your case. There are no monthly payments, no hidden fees, and no out-of-pocket costs. You also won’t face a fixed due date or maturity deadline, giving you and your attorney the time and negotiating power to maximize the value of your case.

How Pre Settlement Funding Works: FAQ

How do I qualify for pre-settlement funding?
To qualify, you must be actively pursuing a personal injury case with an attorney. Your case should involve clear liability and documented damages. We verify these details with your attorney to determine eligibility and provide a quick decision.
You can apply once you’ve hired a lawyer and your claim has moved beyond the initial intake stage. If your case is filed or close to filing, we can begin a funding review and speak with your attorney.
Most clients receive around 10 percent of their expected case value. The exact amount depends on case strength, the stage of litigation, and confirmation from your attorney. We work to provide what you need without putting pressure on your future recovery.
Most clients receive around 10 percent of their expected case value. The exact amount depends on case strength, the stage of litigation, and confirmation from your attorney. We work to provide what you need without putting pressure on your future recovery.
If you lose your case, you do not have to repay the money you received. This type of funding is non-recourse, which means the risk stays with us. You keep the money, and we absorb the loss.

Sources & References

The team at My Settlement is committed to providing accurate, policy-driven information about structured settlements. We rely on government guidance, legal standards, and company-reported data to support our rankings.