Sell Structured Settlements
Selling a structured settlement is a legal financial transaction, not a quick decision.
MySettlement works as experienced structured settlement buyers who help you convert future payments into cash through a court-approved process, transparent pricing, and timelines you can rely on.
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Sell Structured Settlement Payments with Confidence
Future settlement payments often look good on paper, but real-life expenses rarely wait. Medical bills, legal costs, debt pressure, or personal plans push many people to explore selling structured settlement payments rather than waiting years for scheduled payouts.
Selling a structured settlement turns those future payments into immediate cash through a court-approved legal process. People who decide to sell structured settlement deserve clarity, fair pricing, and control. That’s why our process involves reviewing payment terms, confirming eligibility, and securing court approval before funds are released.
MySettlement is the best structured settlement buyers, guiding you through every step with transparency and precision. We understand our clients who choose to sell structured settlement values, honest pricing, legal accuracy, and support that respects their long-term interests. We ensure that selling a structured settlement feels informed, not rushed or confusing.
Who Can Benefit from a Structured Settlement Buyout?
Need immediate cash
Individuals with structured settlements who need access to funds now.
Facing unexpected expenses
People dealing with medical bills, debt, or costs that can't wait.
Planning long-term goals
Beneficiaries who want to invest or plan for their financial future.
Seeking clarity and control
Anyone who wants to decide when and how their settlement money is used.
Wanting a court-approved solution
Legal clients who want a transparent, court-approved cash solution they can trust.
How to Sell Structured Settlement
Initial consultation
Share your settlement details with our team to explore your options.
Review settlement terms
We analyze payment schedules, court requirements, and eligibility.
Receive a cash offer
Get a transparent, competitive quote tailored to your settlement.
Court approval
We handle all legal steps to ensure your transaction is fully approved.
Get your funds
Receive your money securely, quickly, and on a predictable timeline.
Here’s Why You Should Sell Structured Settlement
Fast Access to Funds
Turn future payments into immediate cash. We bypass the red tape to deliver liquidity when you need it most.
Court-Approved Accuracy
Total peace of mind. Our legal experts navigate the judicial system to ensure 100% compliance and documentation.
Transparent Offers
No fine print. Just clear, market-leading quotes that maximize the value of your structured settlement.
Personalized Guidance
You aren't a case number. Receive tailored financial strategies designed for your specific life goals.
Trusted Experience
20+ years of industry leadership. Join thousands of clients who have successfully secured their financial future.
Full Control
Empower your finances. Decide exactly how much of your settlement to convert and keep total transparency.
Get a lump sum for your structured settlement
A lump sum for a structured settlement means trading your future scheduled payments for a single, immediate cash payout today. Instead of waiting years to receive your full settlement value, you receive one consolidated amount, minus a discount rate, through a court-approved transaction.
This option suits people who need capital now: to pay off debt, cover medical expenses, invest, or handle a major life event. MySettlement calculates a fair lump sum offer based on your payment schedule, remaining term, and current discount rates.
Predictable income, but locked in. Can't access capital when you need it most.
Immediate liquidity. Use it on your terms — debt, investment, or any urgent need.
Convert your entire remaining settlement into one lump sum. Best for large, urgent financial needs.
Sell only a set number of future payments. Keep receiving the remainder on schedule.
Sell payments scheduled far in the future while keeping near-term payments intact.
Sell your structured settlement payments — all or part
When you sell structured settlement payments, you don’t have to sell everything. MySettlement allows you to sell a portion of your future payments while keeping the rest. This gives you flexibility, access cash now without giving up your entire income stream.
What is a structured settlement buyout?
A structured settlement buyout is the legal process by which a company like MySettlement purchases your future payment rights in exchange for immediate cash. Every buyout must be approved by a court to ensure the transaction is in your best interest, required by law in all 50 states under the Structured Settlement Protection Act.
You request a buyout
Share your payment schedule and we calculate a fair offer.
We submit to court
Required by law in all 50 states under the Structured Settlement Protection Act.
Judge approves
A judge reviews the terms to confirm they're in your best interest.
Funds released
Cash is transferred to you once the court order is finalized.
Trusted structured settlement buyers nationwide
20+ Years of Experience
We’ve guided clients through settlements for over 20 years. That experience helps you avoid mistakes and get results you can rely on, every single time.
Court Approval Experts
We understand exactly what courts need. Our expertise speeds approvals and keeps your settlement moving, so you don't face unnecessary delays or surprises.
Fast Funding Time
Need cash fast? Many clients receive advances or sign-on bonuses before the transaction is finalized. Quick access helps cover bills and life’s urgent needs without stress.
Competitive Rates & Bonuses
We deliver fair discount rates and signing bonuses that maximize your payout. Our cash advances are transparent and give you more money with no hidden fees.
Nationwide Access
No matter where you live, you can access approved settlement payments. Our nationwide reach ensures your options stay flexible, practical, and fully compliant.
Trusted Attorney Network
We coordinate with trusted attorneys who keep your case on track. This ensures every step is organized, smooth, and supported, so you have confidence and peace of mind.
Confused About Your Settlement?
One decision can shape the years ahead. We help you understand your choices clearly and choose the option that actually works for your life.
Let's find the right solution for you
Whether you need funds before your case settles or want to access future payments now, we’ll guide you to the option that fits your situation best.
what Clients say About Us
Customer satisfaction speaks louder than anything we can say
Excellent and very helpful
Nichole was amazing from start to finish. Had everything signed and done in a timely manner. Expressed my urgency to her and she was on it. Great company that is compassionate, professional and very ethical.
Great customer service they responded to text messages in a timely manner and just overall did their job and doing everything they could make this happen as fast as possible thanks guys
Nicole was absolutely amazing, she was so helpful, & made sure to keep me very well updated through the entire process, she went above and beyond to help me when I really needed it most I cant thank her or the rest of the team enough
Frequently Asked Questions
How to sell a structured settlement?
Selling a structured settlement involves requesting a quote, reviewing your payment schedule, completing paperwork, and obtaining court approval. Once approved, the structured settlement buyer issues a lump-sum payment in accordance with the agreed terms.
How much of a 30K settlement will I get?
MySettlement offers an online settlement calculator that you can access free of charge. Simply by adding the payment dates, value and frequency, you can calculate the settlement amount easily.
Do you receive regular payments from a structured settlement?
Yes. Structured settlements typically provide scheduled payments, monthly, annually, or in set intervals, rather than a single lump sum. Payments follow a predetermined schedule agreed upon during the original settlement.
How are structured settlements paid out?
Payments are funded through an annuity issued by a licensed insurance company. The insurer sends payments directly to the recipient in accordance with the settlement’s schedule, ensuring consistent, predictable income over time.
Do I have to pay taxes on a structured settlement?
Most structured settlement payments from personal injury cases are tax-free under federal law. Tax treatment may vary for other case types, so consulting a tax professional is always recommended.